A food, lifestyle and personal finance blog
Keep track of your income and expenses using our budget calculator. It is super easy. Just enter your monthly income and expenditures in the table below and click Budget! The calculator will give you a breakdown of what you spend on each item. Expand each […]
Are you burdened by a mountain of debt? Is it a constant struggle for you to be debt-free? Are you stressing over whether you will ever get out of your debt? Use our debt calculator to find out. If you can save a little extra […]
Here are some of the biggest financial mistakes people make, leaving them poorer, less prepared for retirement or for unforeseen circumstances. 1. Not having a financial plan This is one of the biggest financial mistakes people make. I see a lot of people living paycheck […]
An ETF or an exchange traded fund is a collection of securities that trades on an exchange. Even though there are some similarities between ETFs and mutual funds, ETFs are a whole different category. ETFs were first introduced in the United States in 1993 and […]
Mutual funds offer a way to invest in a bucket of stocks or bonds or other asset classes. If you are new to investing, mutual funds may be a better option to achieve diversification without investing in multiple individual stocks or bonds. Mutual funds also […]
Most people are underprepared for retirement. Many underestimate how much investment they would need to be able to live comfortably. How much do you think you’ll need to save to be able to retire and relax? Use this retirement calculator to see how much you […]
Preparing for the arrival of a baby is exciting. However, if it’s your first, it can be a bit overwhelming. What are some of the must-haves. What are some of the things that are recommended but not necessary. First-timers tend to buy it all. Follow […]
Let me begin by saying that this is just a hypothesis. There are people who believe n it and there are those who disagree with it. Then, there are those who believe in some version of it. The premise of the Efficient Market Hypothesis or […]
A brokerage account is a taxable account that holds financial assets such as stocks, bonds, ETFs, money market funds, REITs, etc., on behalf of an investor. These assets are owned by the investor and not by the brokerage firm. The brokerage firm only acts as […]
If you have never made investment decisions before, the trickiest question is how do you start investing. Where do you start? What are your investment options? How much should I invest in each investment class? Are there any systematic strategies? I am going to try […]